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Ayah
Word by Word
إِنَّمَا
Only
ٱلۡحَيَوٰةُ
the life
ٱلدُّنۡيَا
(of) the world
لَعِبٞ
(is) play
وَلَهۡوٞۚ
and amusement
وَإِن
And if
تُؤۡمِنُواْ
you believe
وَتَتَّقُواْ
and fear (Allah)
يُؤۡتِكُمۡ
He will give you
أُجُورَكُمۡ
your rewards
وَلَا
and not
يَسۡـَٔلۡكُمۡ
will ask you
أَمۡوَٰلَكُمۡ
(for) your wealth
إِنَّمَا
Only
ٱلۡحَيَوٰةُ
the life
ٱلدُّنۡيَا
(of) the world
لَعِبٞ
(is) play
وَلَهۡوٞۚ
and amusement
وَإِن
And if
تُؤۡمِنُواْ
you believe
وَتَتَّقُواْ
and fear (Allah)
يُؤۡتِكُمۡ
He will give you
أُجُورَكُمۡ
your rewards
وَلَا
and not
يَسۡـَٔلۡكُمۡ
will ask you
أَمۡوَٰلَكُمۡ
(for) your wealth
Translation
The life of this world is but play and amusement: and if ye believe and guard against Evil, He will grant you your recompense, and will not ask you (to give up) your possessions.
Tafsir
The life of this world, that is to say, preoccupation [solely] with it, is merely play and diversion; but if youbelieve and are wary, of God, [both of] which pertain to [the goal of] the Hereafter, He will give you your rewards, and will not ask you your wealth [in return], all of it, rather, only the alms that are required from it.
Showing the Triviality of the Worldly Life and encouraging Spending
Expressing the insignificance and worthlessness of the worldly life, Allah says,
إِنَّمَا الحَيَاةُ الدُّنۡيَا لَعِبٌ وَلَهۡوٌ
This worldly life is only amusement and diversion.
which means that such is its outcome, except for that which is done for the sake of Allah.
Because of this, Allah says,
وَإِن تُوۡمِنُوا وَتَتَّقُوا يُوۡتِكُمۡ أُجُورَكُمۡ وَلَاإ يَسۡأَلۡكُمۡ أَمۡوَالَكُمۡ
And if you believe and have Taqwa of Allah, He will grant you your rewards, and will not ask from you (to sacrifice all of) your possessions.
meaning, He is in no need of you, and asks you for nothing. He only ordained giving charity from your wealth so that you would help your needy brothers. The benefit of that would then come back to you, as well as the rewards.
Allah then says
إِن يَسۡأَلۡكُمُوهَا فَيُحۡفِكُمۡ تَبۡخَلُوا
If He would demand of you all of it and urge you, you would withhold.
meaning, if He pressures you much, you would become stingy.
وَيُخۡرِجۡ أَضۡغَانَكُمۡ
And He will expose your (secret) ill-wills.
Qatadah said,
Allah knows that extracting wealth (i.e., money from people) brings about ill-wills.
Indeed, Qatadah has said the truth, because money is dear to the people, and they do not spend it except in things that are dearer to them than it.
Allah then says
هَاأَنتُمۡ هَوُلَااء تُدۡعَوۡنَ لِتُنفِقُوا فِي سَبِيلِ اللَّهِ
فَمِنكُم مَّن
Here you are now invited to spend in Allah's cause; but among you are those who withhold (stingily).
meaning, they refuse to spend.
Allah continues,
يَبۡخَلُ وَمَن يَبۡخَلۡ فَإِنَّمَا يَبۡخَلُ عَن نَّفۡسِهِ
And whoever acts stingily is but stingy toward himself.
meaning, he only reduces his own rewards, and the bad outcome of that will come back to him.
وَاللَّهُ الۡغَنِيُّ
For Allah is indeed Al-Ghani,
Allah is in need of nothing else, whereas everything is ever in need of Him.
Thus, Allah says,
وَأَنتُمُ الۡفُقَرَاء
while you are the needy.
meaning, specifically of Him.
The description of Allah as Al-Ghani (in no need) is a necessary description of Allah; on the other hand, the description of the creation as Faqr (needy) is a necessary description for them that they cannot avoid.
Allah then says,
وَإِن تَتَوَلَّوۡا
And if you turn away,
which means, if you turn away from obeying Him and adhering to His Laws.
يَسۡتَبۡدِلۡ قَوۡمًا غَيۡرَكُمۡ ثُمَّ لَا يَكُونُوا أَمۡثَالَكُمۡ
He will replace you with other people; then they will not be like you.
meaning, rather, they will be people who will listen to Him and obey His commands.
This concludes the Tafsir of Surah Muhammad. And Allah is worthy of all praise and gratitude.
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